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HDFC MoneyBack Debit Card

The MoneyBack Debit Card offered by HDFC Bank comes with several features and benefits. Cashback benefits on grocery, education, insurance, and apparel spends are provided.

Updated On - 02 Apr 2026

Features of HDFC Money Back Debit Card

The main features of the MoneyBack Debit Card offered by HDFC Bank are mentioned below:

Category	Features
Cashback	Maximum of Rs.250 per month on grocery, education, insurance, and apparel spends.
Welcome Benefit	Welcome voucher is provided once the first transaction has been made. The first transaction must be at least Rs.500. You must make the transaction within the first 60 days from the day the card has been issued.
Debit Card EMI	In case of any smartphones, apparel, furniture, and electronics spends above Rs.5,000, the transaction can be converted to EMIs at no additional cost.
Limits	Daily Shopping Limit (Domestic): Rs.3 lakh Daily ATM Withdrawal Limit (Domestic): Rs.25,000
Security	With the help of encryption technology, the contactless chip card offers additional security.
Contactless Payments	Contactless payments can be made in a convenient and fast manner.
Fire and Burglary Protection	Sum assured of Rs.2 lakh is provided on any items that are purchased using the debit card.
Insurance	Base Personal Accident Death Cover due to Rail/Road/Air: Rs.5 lakh Accelerated Personal Accident Death Cover: Up to Rs.10 lakh

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Eligibility for Hdfc MoneyBack Debit Card

The eligibility criteria that must be met in order to apply for the MoneyBack Debit Card are mentioned below:

NRE and residents can apply for this HDFC debit card.
Resident Indians must have a Current Account, Savings Account or Salary Account with the bank to apply for the debit card.

Fees and Charges

The below-mentioned fees and charges are levied by the bank on the MoneyBack Debit Card:

Annual Fee	Rs.200 plus taxes
Reissuance/ Replacement Charges	Rs.200 plus taxes

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Documents needed for HDFC Money Back Debit Card

The documents that must be submitted when you apply for the MoneyBack Debit Card are mentioned below:

No HDFC Bank Account: You must submit the application form to open an account with the bank. The debit card application will be included in the same form.
With HDFC Bank Account: You must submit the application form at the nearest bank branch. The application form can be downloaded from the bank's official website.

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About the Author

Karishma VP

Karishma VP has over a decade of experience in content writing which includes over five years specializing in personal finance. Her career in BankBazaar has given her the opportunity to write on a wide variety of financial products ranging from credit cards and home loans to insurance policies and government schemes. She believes that an understanding of personal finance is an important step to leading an independent, empowered life. This has led to her being passionate about learning more about the BFSI sector and writing about personal finance as clearly, concisely, and accurately as possible to make it accessible to a larger audience through BankBazaar.

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