HDFC Diners Club Privilege Credit Card

Welcome Benefits

• Free annual memberships when you spend Rs.75,000 within the first 90 days using the HDFC Bank Diners Club Privilege Credit Card.
• Memberships will be given on Swiggy one and Times prime

Spending-based Benefits

• When your transactions exceed Rs.1.5 lakh in a calendar quarter, get complimentary vouchers of Rs.1500 for Marriott Experience or Decathlon or Barbeque Nation or O2 Spa Lakme Salon or Dominos.

Reward Benefits

• Earn 5x reward points on Swiggy and Zomato.
• Every Rs.200 spent on Swiggy and Zomato online food orders earns 20 reward points, of which the additional 4x (16 points) is capped at 2,500 reward points per calendar month. Other eligible spends earn four reward points for every Rs.200, and spends via SmartBuy earn up to 10x reward points. The minimum transaction value is Rs.200 and wallet payments are excluded. 

Insurance Benefits

• You will receive mergency overseas hospitalisation insurance of up to $31,250 with this card.
• Air accident insurance ($125,000).
• Travel inconvenience insurances ($625 for baggage delay of more than eight hours).
• Up to Rs.9 lakh is provided as Credit Liability Cover.

Travel Benefits

• 2 complimentary domestic lounge visits and 1 complimentary international lounge visit per quarter, available on spends of Rs.60,000 or more in the preceding calendar quarter

Dining and Entertainment Benefits 

The 'Buy 1 Get 1 Free' offer on BookMyShow applies to movie and non-movie shows on Fridays, Saturdays and Sundays, irrespective of the booking day. The maximum discount is Rs.250 per ticket, up to two free tickets every calendar month. 

You also get an extra 10% off on Dineout bills at participating restaurants. 

Reward Points Redemption 

You can redeem your reward points on SmartBuy or NetBanking. One reward point is worth Rs.0.50 on flight and hotel bookings via SmartBuy, up to Rs.0.35 on the exclusive reward catalogue, Rs.0.50 at select restaurants and up to Rs.0.20 as cashback. 

Other Card Benefits 

You get up to 50 days of interest-free credit from the date of purchase, subject to the merchant submitting the charge. You can also convert big spends into EMIs over 9 to 36 months through Smart EMI. 

HDFC Bank Diners Club Privilege Credit Card Limit

The bank will set the limit for your HDFC Bank Diners Club Privilege Credit Card. They will look into a lot of factors before they fix this figure. The bank will look into your credit score and also the credit utilisation ratio.

Fees and Charges of HDFC Bank Diners Club Privilege Credit Card

The joining fee and the renewal fee are both Rs.1,000 plus applicable taxes. The renewal fee is waived when you spend Rs.3 lakh in the year before your renewal date. 

The foreign currency markup is 3.5% on all foreign currency spends. From 15 May 2026, a 1.75% markup applies to dynamic currency conversion (DCC) transactions, and a fee of Rs.199 applies for reissuing a lost, stolen or damaged card.

HDFC Bank Diners Club Privilege Credit Card Eligibility

• For all salaried employees, you will have to be a minimum of 21 years and a maximum of 60 years to be eligible for this card. You should have a monthly income of Rs.35,000.
• If you are self-employed, you will have to be a minimum of 21 years and a maximum of 65 years to be eligible for the HDFC Bank Diners Club Privilege Credit Card. You should have a yearly income of Rs.6 lakh and above.
• You must also be an Indian national to apply for the HDFC Bank Diners Club Privilege Credit Card. 

Documents Required to Apply for HDFC Bank Diners Club Privilege Credit Card

Once you are qualified for the credit card, you need to submit certain documents required to process your application. Some of these documents are:

Proof of Address

• Utility bills (electricity, water, gas or telephone)
• Passport
• Voter ID
• Aadhaar card
• Rental agreement 

Identity Proof

• Driving Licence
• Passport
• Aadhaar card
• PAN card
• Passport size photographs 

Income Proof

• Form 16
• IT Returns
• Salary Slip
• Bank statements

This list of documents mentioned above is indicative. The bank might ask you to submit other documents depending on what is required.

You can apply for the HDFC Bank Diners Club Privilege Credit Card on the HDFC Bank website, through NetBanking if you are an existing customer, or at your nearest HDFC Bank branch. In some cases, you may need to upload documents and complete a video KYC. 

Summary

The HDFC Diners Club Privilege Credit Card from HDFC Bank rewards everyday spends with accelerated points on Swiggy and Zomato, BookMyShow offers, quarterly milestone vouchers, airport lounge access and travel insurance. The annual fee is waived on renewal when you meet the yearly spend milestone. Check the eligibility criteria and documents above, then apply on BankBazaar. 

Credit cards make payments easy for all expenses online and offline while offering various benefits

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