IndusInd Bank Credit Card PIN

• You must enter your PIN while making a transaction. 
• The PIN is automatically verified by the system against your card details. 
• Once matched, the transaction is approved. 
• Ensures only the cardholder authorises transactions. 
• Adds a layer of security against misuse. 
• Protect your card from unauthorised access. 
• Never share your credit card PIN with anyone, including bank officials. 

How to Activate Your IndusInd Credit Card

Once you receive your IndusInd Bank credit card, you will need to activate it before you can start using it for purchases, both offline and online. There are three main ways to activate your card: through the Website, via SMS, or using the IndusMobile App. Here are the steps for each method:

Method 1: Activating Your IndusInd Credit Card via the Website

This is the most straightforward method if you prefer using your computer or laptop. 

• Visit the bank’s credit card service page  

• Enter the last four digits of your card number and registered mobile number.  

• Input the OTP (One Time Password) received on your phone  

• Set your PIN and enable online transactions  

Additional options: 

• Modify transaction preferences  

• Set card limits  

• Apply for an add-on card for family members 

Method 2: Activating Your IndusInd Credit Card via the IndusMobile App

If you prefer managing your banking needs on your smartphone, the IndusMobile App is the most convenient way to activate your card. 

Before activating, download and link your card to the IndusMobile App. 

For Existing Users: 

• Log in to the app  

• Go to ‘Cards’ section 

• Click on ‘Credit Card’ and then to 'Link Now’  

• Enter credit card details  

• Verify with OTP  

For New Users: 

• Open the app and enter your mobile number  

• Select “I’m new to Bank” 

• Then select ‘No User ID’  

• Choose Credit Card  

• Enter card details  

• Verify with OTP 

Method 3: Activating Your IndusInd Credit Card via SMS

This method is a quicker and simpler way to activate your card, but it’s typically used for basic activations like setting your PIN. The exact details for SMS activation may vary, so it's recommended to refer to the official IndusInd Bank website or app for the most accurate information.

1. Send an SMS to the bank’s specified number (this number is often shared with you when you receive your credit card).
   1. The SMS typically includes a short code and some personal details (like the last 4 digits of your credit card).
2. Activate Your PIN or Online Transactions: After the SMS is sent, you may receive instructions on how to set up your PIN or enable online transactions.

Important things to consider

• Activate the Card Immediately: Once you receive your credit card, it’s important to activate it promptly to avoid any delays in using it.
• Security: Ensure that the website or app you are using is secure (look for HTTPS in the URL or a padlock symbol). Never share your card details with anyone other than the official channels of the bank.
• Personalised Features: After activation, you can enjoy a range of features such as customizing your transaction limits, setting your spending preferences, and even managing add-on cards for your family

Generate an IndusInd Bank Credit Card PIN

IndusInd Bank offers multiple methods to instantly generate or reset your credit card PIN online and offline. Here’s a detailed breakdown of each method:

Online Methods:

IndusInd Bank Website

You can follow the steps below to generate or reset your IndusInd credit card PIN online via the official IndusInd Bank website:

• Step 1: Navigate to the ‘Quick Links’ section, typically found on the right side of the homepage.
• Step 2: Click on the ‘Credit Card Related’ option from the list of available links.
• Step 3: In the next menu, select ‘Generate Credit Card PIN’ to begin the process.
• Step 4: You will be prompted to enter certain details for verification, including the last four digits of your credit card number, your registered mobile number, and a captcha code to confirm you're not a robot.
• Step 5: After submitting this information, an OTP (One Time Password) will be sent to your registered mobile number. Enter this OTP on the website to securely set your new credit card PIN. This method ensures the process is safe and your PIN is securely created.

IndusMobile App

You can easily generate your credit card PIN using the IndusMobile app by following the simple steps outlined below:

• Step 1: Log in to the IndusMobile app using your credentials.
• Step 2: Navigate to the ‘Service Request’ section within the app’s main menu.
• Step 3: Under the ‘Card Related Requests’, select the option titled ‘Set/Reset Credit Card PIN’.
• Step 4: You will need to fill in your credit card details (last 4 digits), registered mobile number, and captcha code for identity verification.
• Step 5: After entering the details, you will receive an OTP on your registered mobile number. Enter this OTP to verify and reset your PIN securely.

IndusNet Online Banking

To generate or reset your IndusInd credit card PIN, you can log in to your IndusNet online banking account and follow the steps provided:

• Step 1: Log in to your IndusNet online banking account using your login credentials.
• Step 2: From the dashboard, go to the ‘Service Requests’ section available in the menu.
• Step 3: Select the option ‘Credit Card ATM PIN Request’ from the list of available services.
• Step 4: You will be prompted to enter your credit card details (last 4 digits), registered mobile number, and captcha. Once you submit this information, an OTP will be sent to your registered mobile number to confirm your request and verify your identity.
• Step 5: Enter the OTP you receive, and your new credit card PIN will be securely set.

Offline Methods

Phone (Interactive Voice Response - IVR)

If you prefer to use your phone, you can generate or reset your credit card PIN by calling IndusInd Bank’s IVR system. Follow the instructions given below:

• Step 1: Call IndusInd Bank’s IVR system at 18602677777.
• Step 2: Follow the voice prompts provided by the system. The automated service will guide you through the steps to generate or reset your credit card PIN.
• Step 3: After completing the steps and verification, the system will instantly set your new PIN. This is a quick and hassle-free option if you prefer phone-based assistance.

ATM

You can also generate /reset your credit card PIN by visiting any IndusInd Bank ATM and following these instructions:

• Step 1: Insert your IndusInd Bank credit card into an ATM machine.
• Step 2: Select the option to either ‘Change PIN’ or ‘Create PIN using OTP’ from the ATM menu.
• Step 3: Enter the OTP received on your registered mobile number to proceed with the PIN change.
• Step 4: Choose a 4-digit PIN of your choice, then re-enter it for confirmation. Once confirmed, your new PIN will be set.

Bank Branch

If you prefer in-person assistance, you can visit your nearest IndusInd Bank branch to generate or reset your credit card PIN. Follow the instructions outlined below:

• Step 1: Visit your nearest IndusInd Bank branch.
• Step 2: Approach the customer service desk and file a request to generate a new credit card PIN.
• Step 3: The bank representative will verify your details, process your request, and inform you when your new PIN has been generated and activated. This method may take slightly longer as it involves in-person verification, but it ensures that your PIN is securely handled by a bank official.

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