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Tata Neu Infinity HDFC Bank Credit Card

The Tata Neu Infinity HDFC Bank Credit Card is a rewards credit card that gives 5% back as NeuCoins on Tata Neu and partner Tata brand spends and 1.5% back on other eligible non-UPI spends. It carries a joining and renewal fee of Rs.1,499 plus taxes, and you can apply for it online through HDFC Bank.

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1st Year Fee

₹1,499₹1,499

First year fee upto:
₹1,499

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10% Back On Tata Neu

Apply Online for HDFC Bank Tata Neu Infinity Credit Card

HDFC Bank Tata Neu Infinity Credit Card
1st year fee
:
₹ 1,499

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Fees & RewardsFeatures

Updated On - 07 Oct 2026

Features & Benefits of Tata Neu Infinity HDFC Bank Credit Card

The main features of the Tata Neu Infinity HDFC Bank Credit Card are mentioned in the table below:

Renewal Offer	In case Rs.3 lakh and above is spent before the renewal date, the renewal fee need not be paid.
Insurance	Up to Rs.9 lakh will be provided as Lost Card Liability Cover. Up to Rs.15 lakh will be provided for emergency overseas hospitalisation. Rs.1 crore will be provided as accidental death cover.
Contactless Payment	Contactless payment is enabled.
Welcome Offer	In case the first transaction is done before 30 days from the date the card is issued, 1,499 NeuCoins will be added to the Tata Neu App.
Fuel Surcharge	Fuel surcharge is waived (1%) at fuel stations in India. The minimum and maximum transactions that must be made are Rs.400 and Rs.5,000, respectively. In a statement cycle, the maximum amount that can be waived is Rs.500.
Lounge Access	2 complimentary domestic lounge vouchers are offered per calendar quarter (up to 8 per calendar year) on spends of Rs.50,000 or more in that quarter. The offer is applicable for both RuPay and Visa cards. By utilising the Priority Pass, 4 international lounge access is offered in a year for free. The offer can be availed for both RuPay ($3.25 transaction fee is charged and then reversed) and Visa cards. Priority Pass for the Visa variant is issued only on request through HDFC Bank PhoneBanking.
Revolving Credit	The offer can be availed at an additional interest rate.
NeuCoins	In the case of spends (Non-EMIs) on Tata Neu and Tata Brand partners, 5% will be provided as NeuCoins. In the case of any EMI spends or spends at a non-Tata Brand, 1.5% will be provided as NeuCoins. In the case of any spends on the Tata Neu website/app, an additional 5% will be provided. The additional 5% applies on selected categories on the Tata Neu app/website after you register for NeuPass.
UPI Spends	Up to 1.5% back as NeuCoins is provided on eligible UPI spends: 0.50% on any eligible UPI payment and an additional 1% on payments made using a Tata Neu UPI ID. Total NeuCoins earned on UPI payments are capped at 500 per calendar month.

NeuCoins earned on grocery, insurance, utility, and telecom and cable transactions are each capped at 2,000 per calendar month.
NeuCoins are not earned on fuel, wallet, rental, government and online gaming transactions.
Education payments made through third-party apps do not earn NeuCoins, but education payments made directly on college or school websites or through their POS machines do.
Bill payments on Tata Pay, Tanishq, Cult.fit, Air India and Tata Play spends are currently not eligible for the additional 5% NeuCoins via NeuPass.
To use a domestic lounge voucher, claim it on the HDFC Bank claim portal within 120 days of qualifying, and use it within 180 days of its issuance.
NeuCoins given as the welcome benefit are valid for 365 days from the claim date.

Eligibility Criteria for Tata Neu Infinity HDFC Bank Credit Card

The eligibility criteria that must be met in order to apply for the credit card are mentioned below:

Category	Age Criteria	Income
Salaried Employees	21 years - 60 years	More than Rs.1 lakh per month
Self-Employed Individuals	21 years - 65 years	More than Rs.12 lakh per year as per Income Tax Return

Only Indian nationals can apply for the Tata Neu Infinity HDFC Bank Credit Card.

Fees and Charges for Tata Neu Infinity HDFC Bank Credit Card

The fees that are levied for the Tata Neu Infinity HDFC Bank Credit Card are mentioned below:

Joining Fee	Rs.1,499 plus taxes.
Renewal Fee	Rs.1,499 plus taxes. In case Rs.3 lakh and above is spent before the renewal date, the renewal fee need not be paid.
Foreign Currency Markup	2% of currency spends
Revolving Credit Charges	3.75% per month
Reissue Charges	Reissue Charges
Joining Fee Levy	Depending on applicability, HDFC Bank may levy the joining fee on the 120th day after card issuance.

Note: Interest rates updated on 05 October 2026.

NeuCoins Redemption

You can use the NeuCoins on the Tata Neu website/app for purchases on brands such as:

TATA 1MG
Hotel purchases/bookings on IHCL
TATA CLiQ
Westside
Croma
Bigbasket
Air India Express

The NeuCoins that are available and that have been accumulated will be mentioned on the monthly statement.

You can also redeem NeuCoins in stores at Croma, IHCL hotels and Westside.

NeuCoins Validity

NeuCoins are valid for 12 months, including the lock period, from the end of the month in which they are credited. Additional NeuCoins may be offered in the case of any special promotions. Under such cases, the expiry of these NeuCoins will be provided when they are issued.

How to Apply for Tata Neu Infinity HDFC Bank Credit Card

You can apply for the Tata Neu Infinity HDFC Bank Credit Card online through HDFC Bank by following the steps below:

Provide and validate your phone number and date of birth or PAN.
Confirm your details.
Select your card.
Submit your application and receive your card.
In certain cases, you may need to upload documents and complete a video KYC.

Summary

The Tata Neu Infinity HDFC Bank Credit Card rewards your spends with NeuCoins and adds milestone-based lounge access, a fuel surcharge waiver and a spend-based renewal fee waiver. Check the eligibility criteria and the fees and charges above before you apply. You can apply for the Tata Neu Infinity HDFC Bank Credit Card online through HDFC Bank.

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FAQs on Tata Neu Infinity HDFC Bank Credit Card

1.What is the Tata Neu Infinity HDFC Bank Credit Card?

The Tata Neu Infinity HDFC Bank Credit Card is a co-branded rewards credit card from HDFC Bank and Tata Neu that returns a share of your spends as NeuCoins. The reward rate depends on where and how you spend, as listed in the features table above. You can redeem the NeuCoins on the Tata Neu app or website.

2.Who is eligible for the Tata Neu Infinity HDFC Bank Credit Card?

Indian nationals who meet the age and income criteria for their employment category can apply for the Tata Neu Infinity HDFC Bank Credit Card. The criteria differ for salaried and self-employed applicants and are listed in the eligibility table above. HDFC Bank approves every application at its discretion.

3.How do I apply for the Tata Neu Infinity HDFC Bank Credit Card?

You can apply for the Tata Neu Infinity HDFC Bank Credit Card online by validating your phone number and date of birth or PAN, confirming your details and submitting the application. In certain cases, HDFC Bank may ask you to upload documents and complete a video KYC. The how to apply section above lists the steps.

4.How do I earn NeuCoins with the Tata Neu Infinity HDFC Bank Credit Card?

You earn NeuCoins on eligible spends with the Tata Neu Infinity HDFC Bank Credit Card, with a higher rate on Tata Neu and partner Tata brand spends. Additional NeuCoins apply on selected categories on the Tata Neu app or website after you register for NeuPass. The features table above lists the current earning rates.

5.On what spends will I not get NeuCoins on the Tata Neu Infinity HDFC Bank Credit Card?

NeuCoins are not earned on certain transactions, such as fuel, wallet loads, rent, government payments, online gaming, Smart EMI, cash advances and card fee payments. Education payments made through third-party apps are also excluded. Check the exclusions listed above and in HDFC Bank's terms before you spend.

6.Does the Tata Neu Infinity HDFC Bank Credit Card offer airport lounge access?

Yes, the Tata Neu Infinity HDFC Bank Credit Card offers complimentary domestic lounge vouchers on meeting a quarterly spend milestone and a limited number of international lounge visits each year. The Visa variant uses Priority Pass for international lounges, while the RuPay variant uses the RuPay lounge programme. The lounge access row in the features table above lists the current limits.

7.Will charges be levied if the Priority Pass is used in India?

Yes, charges are levied on your Tata Neu Infinity HDFC Bank Credit Card when you use Priority Pass at lounges in India. The complimentary international lounge visits apply only to lounges outside India. Visits above the complimentary limit are also chargeable.

8.Can I get the renewal fee waived on the Tata Neu Infinity HDFC Bank Credit Card?

Yes, HDFC Bank waives the renewal fee on the Tata Neu Infinity HDFC Bank Credit Card when your annual spends cross the threshold set before the renewal date. The threshold is listed in the fees table above.

9.Does the Tata Neu Infinity HDFC Bank Credit Card offer a fuel surcharge waiver?

Yes, the Tata Neu Infinity HDFC Bank Credit Card offers a fuel surcharge waiver on eligible fuel transactions at fuel stations in India, within a minimum and maximum transaction limit and a cap for each statement cycle. The features table above lists the current limits. Fuel spends do not earn NeuCoins.

10.How can I redeem NeuCoins earned on the Tata Neu Infinity HDFC Bank Credit Card?

You can redeem NeuCoins earned on the Tata Neu Infinity HDFC Bank Credit Card on the Tata Neu app or website and at selected partner brands, as listed in the NeuCoins redemption section above. Your NeuCoins balance appears on your monthly statement.

11.How long are NeuCoins valid on the Tata Neu Infinity HDFC Bank Credit Card?

NeuCoins earned on the Tata Neu Infinity HDFC Bank Credit Card expire after a fixed period, which the NeuCoins validity section above explains. Promotional NeuCoins may carry their own expiry, which is shown when they are issued.

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