RBL Bank Credit Card Reward Points

RBL Bank's loyalty program rewards credit card holders with personalized gifts, vouchers, and more for every transaction, with points redeemable for items like tickets, fashion, electronics, and beauty products. Cardholders are automatically enrolled, and they can activate their rewards account via the RBL rewards website or by contacting the RBL Rewards Service Centre. The program ensures reward points remain valid for 24 months from accrual which is open to Indian citizen with RBL credit card.

Updated On - 08 Oct 2025
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How to Earn Reward Points under the RBL Bank Rewards Program?

Depending on the type of RBL credit card held by the customer, an unlimited number of rewards points can be earned under the RBL Rewards programme. The rate at which points can be earned by RBL customers using credit cards have been given below .

Type of RBL credit card

Rate at which rewards points can be earned

RBL Bank Insignia Preferred Banking World Credit Card

  1. 28,000 reward points as welcome benefit. 
  2. 5 Curated Reward Points earned for every Rs. 100 spent on domestic transaction.
  3. 10 reward points earned for every Rs.100 on international transaction.

RBL Bank Platinum Delight Credit Card

  1. 2 Reward Points can be got for every Rs. 100 spent.
  2. Double Rewards, which are four reward points, can be earned on weekends on every Rs.100 spent.
  3. 4000 rewards points can be earned if the card is used within 60 days of issuance.
  4. On swiping the card five times for transaction worth Rs.1000 or more in a calendar year, the cardholders will earn 1000 bonus reward points. 

RBL Bank Platinum Maxima Credit Card

  1. 2 Reward Points can be got for every Rs. 100 spent.
  2. 8000 rewards points can be earned if the card is used within 60 days of issuance.
  3. Earn 10 reward points for every Rs.100 spent on dining, shopping, paying utility bills, etc. 
  4. Get 10,000 reward points on spending Rs.2.50 lakh or more annually and an additional 10,000 reward points on spending Rs.4 lakh and above on your credit card.

RBL Bank Titanium Delight Credit Card

  1. 1 Reward Point can be got for every Rs. 100 spent.
  2. On a purchase of Rs.1.50 lakh or more in a membership year, 4000 reward points will be offered.
  3. 20 and 10 reward points will be offered on ordering pizza from Domino's or Pizza Hut and groceries on Wednesdays, respectively.
  4. 5X reward points on online purchases. 

RBL Bank Cookies Credit Card

  1. On spending every Rs.100 on every eligible category, the card offers one reward point.
  2. 5X reward points on making online purchases.

RBL Bank Monthly Treats Credit Card

  1. On every Rs.100 on eligible categories, the card offers one reward points.
  2. Enjoy 5X reward points on making online purchases.

RBL World Safari Credit Card

  1. For every eligible domestic retail transaction worth Rs.100, two reward points will be offered.
  2. For every eligible retail transaction worth Rs.100 spent on Travel purchases, five reward points will be offered.
  3. No reward points on international purchases. 
  4. On spending Rs.2.50 lakh and Rs.5 lakh or more in a membership year, the card offers 10,000 and 15,000 bonus reward points, respectively.
  5. Earn 2.5X travel points on all you spend. It can be redeemed later for hotel and ticket bookings.

RBL Icon Credit Card

  1. Earn 20,000 bonus points as a welcome gift
  2. 2 reward points for every Rs.100 spent.
  3. 20 reward points for every Rs.100 spent on dining and international spending during weekends. (maximum 2000 reward points per month)
  4. On spending Rs.3 lakh, Rs.5 lakh, and Rs.8 lakh in a year, cardholders will earn10,000 reward points, and additional 15,000 and 20,000 reward points, respectively.

RBL Shoprite Credit Card

  1. Offers 2000 reward points initially as welcome benefit.
  2. 1 reward point for every Rs.100 spent.
  3. 20 reward points for evert Rs.100 spent on grocery shopping.

RBL Moneytap Black Card

  1. On making the first credit card transaction, the card offers 12,000 reward points.
  2. On achieving annual spend milestone, the card offers 16,000 reward points.
  3. Earn 2 reward points for every Rs.100 spent.
  4. Earn 10 reward points for every Rs.100 spent online.
  5. On making at least 5 transactions of Rs.1,000 or more, the card offers 1000 reward points every month.

RBL Moneytap Card

  1. On the first swipe, the card will offer 2000 reward points.
  2. Earn 1 reward point for every Rs.100 spent.
  3. Earn 2 reward points for every Rs.100 spent online.
  4. On spending more than Rs.2.50 lakh in a year, the card offers Amazon voucher worth Rs.1000. 

RBL Corporate Cards

  1. Purchase Procure+ Card
    1. On achieving milestone of Rs.75,000, Rs.3 lakh, and Rs.10 lakh, the card offers 1000 points, 3000 points, and 6000 points, respectively.
    2. For Rs.10 lakh spent on international spendings, the card offers additional bonus points of 10,000.

RBL Platinum Shopgain SuperCard

  1. For every Rs.100 spent, one reward points will be offered.
  2. On spending Rs.3 lakh and Rs.4 lakh or more, the card offers 10,000 reward points for each spending, respectively. 
  3. Earn 6,000 reward points on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card.
  4. 25 reward points for every Rs.100 spent on payment of utility bills.

RBL Platinum ShopDaily Card

  1. Offers annual rewards worth more than Rs.4000.
  2. On making annual fee and spendings of Rs.2000 made within 30 days of card issuance; the card offers gift vouchers worth Rs.500.
  3. Earn a cashback of up to 5% on all grocery shopping.

RBL Platinum LifeEasy Card

  1. Earn 10% cashback on fuel purchases.
  2. 10% cashback on Ola/ Uber transactions.
  3. Earn 5% cashback on grocery spending.
  4. Get gift vouchers worth Rs.2,000 for spendings and annual fee payment of Rs.2000 made within 30 days of issuance.
  5. On spending Rs.2.50 lakh in a year, the card offers gift voucher worth Rs.1000.

RBL Platinum Advantage Card

  1. Earn 1 reward point for every Rs.100 spent.
  2. Earn 2,000 reward points on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card.
  3. Offers annual reward worth Rs.3,075 and more.

RBL Platinum Bonus Card

  1. Earn 6,000 reward points on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card.
  2. Offers an annual reward worth more than Rs.2,500.

RBL Platinum ShopSmart Card

  1. Earn 5% cashback on all grocery shopping.
  2. Get a gift voucher worth Rs.500 on spending Rs.2000 made within 30 days of issuance.
  3. Offers 5% cashback on grocery spending which is up to Rs.250 per month.

RBL Platinum TravelEasy Card

  1. Earn gift voucher worth Rs.1,000  on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card.
  2. Offers an annual reward worth more than Rs.6,800.
  3. Earn 10% cashback on fuel purchases.
  4. 10% cashback on Ola/ Uber transactions.

RBL Platinum ValuePlus Card

  1. Get gift vouchers worth Rs.500 on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card.
  2. Earn 10% cashback on fuel purchases.

RBL World Prime SuperCard

  1. Earn 12,000 reward points on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card.
  2. Earn 2 reward points for every Rs.100 spent.
  3. Earn 2X reward points for every Rs.100 spent online.
  4. On spending Rs.1.50 lakh in a year, the card offers 10,000 reward points.
  5. Ana additional reward points of 10,000 will be offered on spending Rs.3.50 lakh in a year.
  6. Offers 12,000 reward points as a welcome gift.

RBL World Plus SuperCard

  1. Earn 20,000 reward points on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card.
  2. Earn 2 reward points for every Rs.100 spent.
  3. Offers 20,000 reward points on spendingRs.3 lakh in a year.
  4. Offers more than Rs.5 lakh in a year, the card offers an additional 20,000 reward points.
  5. On dining expenses, the card offers 20 reward points on every Rs.100 spent.
  6. On every Rs.100 spent internationally the card offers 20 reward points.

RBL Platinum Choice SuperCard

  1. Offers 2000 reward points on spending Rs.2000 and making annual payment within 30 days of issuance.
  2. Earn 1 reward point for every Rs.100 spent.
  3. Earn 2X reward points for every Rs.100 spent online.

RBL Platinum Plus SuperCard

  1. Earn 4,000 reward points on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card.
  2. Earn 1 reward point for every Rs.100 spent.
  3. Earn 2X reward points for every Rs.100 spent online.

RBL Platinum Edge SuperCard

  1. Earn 8,000 reward points on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card.
  2. Earn 2 reward points for every Rs.100 spent.
  3. Earn 2X reward points for every Rs.100 spent online.
  1. An annual reward worth more than Rs.17,999 will be offered. 
  1. Spend Rs.1.50 lakh and Rs.1 lakh, earn 10,000 reward points and additional 5000 reward points, respectively. 

RBL Platinum Prime SuperCard

    1. Earn 4,000 reward points on paying the joining fee and spending Rs.2,000 within 60 days of the issuance of the card. 
    1. Offers 20 reward points on spending every Rs.100 spent on Wednesday. 
    2. Earn 2 reward points for every Rs.100 spent. 

    RBL Platinum Max SuperCard

    1. Earn 4,000 reward points on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card.
    2. Earn 2 reward points for every Rs.100 spent.
    3. Offers 20 reward points on spending every Rs.100 spent on Wednesday.

    RBL Platinum Classic SuperCard

    1. Earn 2,000 reward points on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card.
    2. Earn 1 reward point for every Rs.100 spent.

    RBL World Max SuperCard

    1. Earn 12,000 reward points on paying the joining fee and spending Rs.2,000 within 30 days of the issuance of the card. 
    1. Offers bonus reward points up to more than Rs.30,700. 
    1. Offers 2 reward points on every Rs.100 spent. 
    1. Offers 1,500 reward points on spending Rs.25,000 once every month. 
    1. Offer additional 1000 reward points for each spendings on crossing the milestone of Rs.40,000 and Rs.50,000. 
    1. On every Rs.100 spent on dining on weekends; the card offers 20 reward points
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    How to Redeem RBL Credit Card Reward Points

    In order to redeem rewards points with RBL Bank customers have to follow the below given steps:

    1. Visit the official website of RBL Rewards Portal. 
    1. Click on ‘Login’ and then click on ‘Register Here’ as new user. 
    1. Enter the required details, such as date of birth, credit card number, and OTP received mobile number to complete the registration process. 
    1. Log into the website using username and password. 
    1. Select the product and category agaisnt which you want to redeem your reward points. 
    1. Click on ‘Redeem Points’ and the number of points to be redeemed. 
    1. Enter the OTP received. 
    1. Redemption will be completed on successful verification and confirmation m essage will be sent to your number. 
    1. Reward vouchers will be sent via email or post within seven to ten days. 

    The steps to redeem RBL reward points offline are mentioned below: 

    1. Reward points can be redeemed offline by calling the bank customer care helpline at +91 22 6232 7777. 
    1. Rewards can redeem offline via post by downloading the redemption form online. 
    1. Fill in the required details, points to be redeemed and send them via mail to the bank’s address. 

    What can you redeem RBL reward points for?

    RBL Bank Rewards points can be redeemed for the following gifts and vouchers available in the online rewards catalogue.

    rbl rewards
    1. Handpicked Collection - RBL Bank Insignia Preferred Banking World Credit Card
    2. Personalised Gifts
    3. Flights
    4. Hotels
    5. Shopping Gifts
    6. Vouchers
    7. Mobile Recharge

    Reward Catalogue

    RBL Bank credit card holders can redeem accrued rewards points for vouchers from the following categories mentioned below. Redeemed vouchers will be delivered at the customer's doorstep.

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    Category

    Voucher

    Voucher Value

    Rewards Points

    Product Code

    Online Shopping

    Amazon

    Rs.2,000

    17,000

    AMZ2000

    Flipkart

    Rs.2,000

    17,000

    RBLV42

    Spencer's

    Rs.1,000

    6,000

    Spencers1000

    Dining

    Costa Coffee

    Rs.1,000

    4,200

    CCV1000

    Pizza Hut

    Rs. 1,500

    5,700

    PHV1500

    Lifestyle

    Big Bazaar

    Rs. 1000

    8,000

    FGP1000

    Lifestyle Outlets

    Rs. 1000

    6,500

    LFS1000

    Shoppers Stop

    Rs. 1000

    5,200

    SSV1000

    Hidesign

    Rs. 1000

    4,200

    RBL05

    Pantaloons

    Rs.1000

    5,200

    PANV1000

    More

    Rs.1000

    6,000

    MORE1000

    Inglot

    Rs.2,000

    8,200

    INGLOT2000

    Coffee Café Day

    Rs.1,000

    4,500

    CCD1000

    Myntra

    Rs.1,000

    7000

    MYNTRA1000

    Allen Solly

    Rs.2,000

    8,500

    ASV2000

    Peter England

    Rs.2,000

    8,500

    PEV2000

    Van Heusen

    Rs.2,000

    8,500

    VHV2000

    Louis Phillipe

    Rs.2,000

    8,500

    LPV2000

    Archies

    Rs.1,000

    3,500

    ARV1000

    Raymond

    Rs.2,000

    6,500

    TRSV2000

    Woodland

    Rs.2,000

    8,000

    WDL2000

    Aldo

    Rs.2,000

    8,500

    ALDO2000

    Charles & Keith

    Rs.2,000

    8,500

    CK2000

    Nine West

    Rs.2,000

    8,500

    NW2000

    Titan

    Rs.1,000

    5,000

    TTGV1000

    Beverly Hills Polo Club

    Rs.2,000

    8,000

    BHPC2000

    Croma

    Rs.2,000

    12,000

    CRV2000

    Big Bazaar

    Rs.1,000

    8,000

    FGP1000

    Central

    Rs.1,000

    6,500

    CTGV1000

    Westside

    Rs.1,000

    5,200

    WESV1000

    Bata

    Rs.1,500

    6,700

    BFV1500

    Levi's

    Rs.1,500

    5,000

    LVS1500

    Jack and Jones

    Rs.1,000

    3,600

    JNJV1000

    Vero Moda

    Rs.1,000

    3,600

    VMV1000

    Only

    Rs.1,000

    3,600

    ONV1000

    United Color of Benetton

    Rs.1,000

    4,000

    UCBV1000

    Shopping

    RBL offers a vast shopping catalogue offering apparel, electronics, perfumes, jewellery, shoes, bags, etc. Customers can redeem reward points for products from leading brands and can also use their RBL credit cards if they do not have enough points.

    Personalised Gifts

    RBL credit card holders can redeem their reward points for personalised gifts offered from the bank. This personalised gift will be delivered at their doorsteps.

    List of RBL Bank Credit Cards available with Rewards Benefits

    Type of RBL credit card

    Name of the reward program

    Rewards Redemption Benefits

    RBL Bank Insignia Preferred Banking World Credit Card

    RBL Bank Rewards Program

    Handpicked Collection

    RBL Bank Platinum Delight Credit Card

    RBL Bank Rewards Program

    Gifts and Shopping vouchers

    RBL Bank Platinum Maxima Credit Card

    RBL Bank Rewards Program

    Gifts, Flights, Shopping vouchers, grocery, dining, entertainment and movie ticket

    RBL Bank Titanium Delight Credit Card

    RBL Bank Rewards Program

    Shopping vouchers, fuel and movie ticket

    RBL Bank Cookies Credit Card

    RBL Bank Rewards Program

    Gifts, Flights, Shopping vouchers, fuel and movie ticket

    RBL Bank Monthly Treats Credit Card

    RBL Bank Rewards Program

    Gifts, Flights, Shopping vouchers, movies and fuel

    RBL World Safari Credit Card

    RBL Bank Rewards Program

    Gifts, Flights, Hotels, Shopping vouchers, and fuel

    RBL Icon Credit Card

    RBL Bank Rewards Program

    Gifts, Flights, Shopping vouchers, entertainment, fuel and movie ticket

    RBL Shoprite Credit Card

    RBL Bank Rewards Program

    Gifts, Flights, Hotels, Shopping vouchers, and Mobile Recharge

    RBL Moneytap Black Card

    RBL Bank Rewards Program

    Gifts, Flights, Shopping vouchers, fuel and movies

    RBL Moneytap Card

    RBL Bank Rewards Program

    Gifts, Shopping vouchers, movie ticket and fuel

    RBL Corporate Cards

    RBL Bank Rewards Program

    Gifts, Flights, Hotels, Shopping vouchers, and Mobile Recharge

    RBL Platinum Shopgain SuperCard

    RBL Bank Rewards Program

    Gifts, Flights, Hotels, Shopping vouchers, and Mobile Recharge

    RBL Freedom SuperCard

    RBL Bank Rewards Program

    Gifts, Flights, Hotels, Shopping vouchers, and Mobile Recharge

    RBL Platinum ShopDaily SuperCard

    RBL Bank Rewards Program

    Gifts and grocery

    RBL Platinum LifeEasy SuperCard

    RBL Bank Rewards Program

    Gifts, Flights, Shopping vouchers, Ola/Uber, fuel, and groceries

    RBL Platinum Advantage SuperCard

    RBL Bank Rewards Program

    Gifts, Shopping vouchers, movies, and fuel

    RBL Platinum Bonus SuperCard

    RBL Bank Rewards Program

    Gifts

    RBL Platinum ShopSmart SuperCard

    RBL Bank Rewards Program

    Gifts, Flights, Shopping vouchers, movies, and groceries

    RBL Platinum TravelEasy SuperCard

    RBL Bank Rewards Program

    Gifts, vouchers, fuel

    RBL Platinum ValuePlus SuperCard

    RBL Bank Rewards Program

    Gifts and Shopping vouchers

    RBL World Plus SuperCard

    RBL Bank Rewards Program

    Gifts, Flights, Hotels, Shopping vouchers, and fuel

    RBL Platinum Choice SuperCard

    RBL Bank Rewards Program

    Gifts, Shopping vouchers, and movies

    RBL Platinum Plus SuperCard

    RBL Bank Rewards Program

    Gifts, Flights, Hotels, Shopping vouchers, dining and fuel

    RBL Platinum Edge SuperCard

    RBL Bank Rewards Program

    Gifts, Flights, Hotels, Shopping vouchers, movies and fuel

    RBL Platinum Prime SuperCard

    RBL Bank Rewards Program

    Gifts, Shopping vouchers, movies, and dining

    RBL Platinum Max SuperCard

    RBL Bank Rewards Program

    Gifts, Shopping vouchers, movies, and Mobile Recharge

    RBL Platinum Classic SuperCard

    RBL Bank Rewards Program

    Gifts and Shopping vouchers

    RBL World Max SuperCard

    RBL Bank Rewards Program

    Gifts, Flights, Shopping vouchers, and dining

    Important Terms and Conditions for RBL Bank Credit Card Reward Redemption 

    Here is the list of significant terms and conditions related to reward redemption on RBL Bank credit card: 

    Eligibility and Earning Reward Points 

    1. Only select RBL Bank Credit Cardholders are eligible for the Rewards Program. 
    1. Reward Points (RP) are earned on valid purchases as per the applicable card scheme. 
    1. RP details are shown in monthly statements and in the MyCard & MoBank apps. 
    1. Ineligible transactions include: 
    1. Cash advances, balance transfers, EMIs, loans (MoneyTap, ET Money, etc.), fees/charges, disputed transactions. 
    1. Most fuel transactions (conditions apply via MCC codes). 
    1. RP from different RBL cards cannot be combined or transferred. 
    1. RP can be adjusted/reversed for refunds, disputes, or excess credits. 

    Redemption Rules 

    1. Only active, non-delinquent cards are eligible for RP redemption. 
    1. Redemption options and terms may change without notice. 
    1. RP can be redeemed post billing cycle. 
    1. The redemption fee is Rs. 99 plus GST (waived for Insignia/Insignia Prime cards & donations). 
    1. Only primary cardholders can redeem RP. 
    1. RP needed for redemption may vary by card or category. 
    1. Redemptions can be made using max two primary RBL Credit Cards or two SuperCards (not a mix). 
    1. Additional redemption-related costs (e.g., shipping, bookings) are borne by the cardholder. 

    RP Expiry and Forfeiture 

    1. RP expires 24 months after accrual if not redeemed. 
    1. On card closure or cardholder’s death, all RP are forfeited. 
    1. Negative RP balances are recoverable via card account debit. 

    Category-Specific Terms 

    Flights 

    1. Rs.200 convenience fee per passenger or sector. 
    1. Cancellation fee of Rs.250 per passenger or sector plus airline charges. 
    1. Partial cancellations are not allowed (e.g., one leg or one passenger). 
    1. Refunds only processed post airline confirmation and make sure to contact RBL within 48 hours. 
    1. Refunds take up to 30 days. 

    Hotels 

    1. Rs.200 convenience fee per booking. 
    1. Refund/cancellation per hotel policy plus 2% standard cancellation fee. 
    1. No-shows are fully chargeable. 
    1. Booking confirmation subject to availability. 

    Shopping 

    1. Orders cancellable till in "Processing" status. 
    1. Report non-receipt within 15 working days. 
    1. Returns allowed within 30 days (some category/brand exceptions). 
    1. No returns for damaged, used, personal care, innerwear, Apple, jewellery, etc. 
    1. No exchanges or returns are applicable on specified luxury and tech brands. 
    1. Warranty claims are handled by the manufacturer and not by RBL bank. 

    Vouchers 

    1. Only e-vouchers issued (via email/SMS). 
    1. One-time use only and are non-cancellable. 
    1. Validity as per merchant policy and there are no extensions. 
    1. Read merchant terms before redemption. 

    Recharges and Bill Payments 

    1. Available for prepaid or postpaid across India. 
    1. Issues related to recharges and bill payments must be reported within 48 hours. 
    1. Incorrect or duplicate payments due to wrong details are not RBL’s responsibility. 
    1. May take up to 3 days to reflect with biller. 
    1. Excess amount over RP can be paid via RBL Credit Card. 

    Donations 

    1. Donations are possible using reward points or RBL Credit Card via Rewards platform. 

    FAQs on RBL Bank Credit Card Reward Points

    • Where should the credit card holder reach out for queries regarding RBL rewards program?

      RBL credit card customers can call the service desk at 022-62327777 and cardservices@rblbank.com; 022-71190900 and supercardservices@rblbank.com. For RBL Bank Credit Card Members and Supercard Credit Card holders, respectively.

    • How can customers get the username and password for logging into their RBL rewards accounts?

      Once the customer registers for RBL rewards on the official website (Reward Portal), the username and password will be sent to the customer's mobile number and email address.

    • Can Non-Indian citizens enroll in the RBL Bank Rewards Program?

      Yes, Indian residents who hold a valid RBL credit card will be automatically enrolled into the RBL rewards program.

    • Where can I check my Reward Points?

      You can view your Reward Points by visiting the official website (www.rblrewards.com) and in RBL MyCard App. The Monthly Credit Card Statement will provide the details of available reward points.

    • What will I do if I am unable to see my points after a failed order attempt.

      If the points are debited and held in blocked status for 30 minutes after you reach the OTP page but do not complete the order or get failed, then the points will get unblocked after 30 minutes. This helps to prevent fraudulent activities and any monetary loss.

    • Are there any minimum or maximum points required to redeem your Reward Points?

      Yes, there is a minimum limit for redemption of reward points. For purchases for Mobile Recharge & Bill Payments, and shopping the minimum requirement is 1000 points; for vouchers it is 500 points. There is no minimum point requirement for travel and donation categories. Currently there are no maximum point requirements.

    • How do I redeem my Reward Points?

      To redeem your reward points, you need to log in to www.rblrewards.com or log in to RBL MyCard App. Then tap on Offers and Rewards, click on Rewards, and then on Redeem. Select what you wish to purchase/redeem and enter the OTP received on registered mobile number to confirm your transaction.

    • What happens to Reward Points if my transaction is cancelled?

      Reward Points earned on cancelled transactions will automatically be adjusted or debited from your existing Reward Points. RBL Bank may at its sole discretion charge the Reward Points on the Credit Card of the Cardmember in case there are no Reward Points left to the credit of Cardmember’s account.

    • Is there any redemption fee required for redeeming reward points on RBL Bank credit cards?

      Yes, RBL Bank charges a fee of Rs.99 as redemption fee for redeeming reward points on the credit cards. 

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