Flipkart SBI Credit Card
The Flipkart SBI Credit Card is a co-branded cashback credit card from SBI Card and Flipkart, built for frequent online shoppers. It earns cashback on Flipkart, Myntra and Cleartrip, offers a fuel surcharge waiver, and carries an annual fee of Rs.500 plus taxes that is reversed on annual spends of Rs.3.5 lakh. You can apply for it online through BankBazaar.
We found 1 SBI Cards Credit Card
5% Cashback On Flipkart
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Fee Details
- 1st Year - ₹ 500 + Taxes (Waived, if applied for between 1st Sep & 31st Oct 2026)
- 2nd Year Onwards - ₹ 500 (Reversible if annual spends >= ₹3.5 lakh)
Joining Perks
- ₹250 Flipkart Gift Card
Rewards
- Flipkart, Cleartrip: 5% cashback
- Myntra: 7.5% cashback
- Select merchants: 4% cashback
- All other eligible spends: 1% cashback
Documents
- PAN card
- Aadhaar number
What you'll love
5% cashback on Flipkart
5% cashback on Cleartrip
7.5% cashback on Myntra
4% cashback on 4 select merchants (Zomato, Netmeds, etc.)
1% cashback on all other eligible spends
12% off on booking flights, 25% off on booking hotels & 15% off on booking buses on Cleartrip*
Flipkart Gift Card worth ₹250 on joining fee payment, valid for 1 year
Additional benefits worth ₹1,000 on first transaction on Flipkart, done within 30 days of card approval
Up to ₹4,000 cashback every quarter on Flipkart, Myntra, Cleartrip & more
Annual fee reversal on spends of ₹3.5 lakh in previous year
1% fuel-surcharge waiver at petrol bunks on transactions between ₹500 & ₹4,000, up to ₹400 per statement cycle
Balance transfer facility available (T&C apply)
Visa Offer: Amazon Pay/Swiggy/Zomato voucher of up to ₹750 on activating new card with min. transaction of ₹300*
First year fee waived for cards applied for between 1st September & 31st October 2026
Think about
Cashback on Flipkart applicable on spends above ₹100
Cashback not applicable on EMI spends on Flipkart, Cleartrip and Myntra
Spends on fuel, rental, government payments, jewellery, insurance, schools & education, gaming, wallet categories not applicable for cashback
*Limited validity. T&C apply
The Flipkart SBI credit card is offered at a nominal annual and renewal fee of Rs.500, with a waiver on renewal fee on completing transactions worth Rs.3.5 lakh in the previous year. The process to apply for the credit card is simple and can be completed online.
Features and Benefits of Flipkart SBI Credit Card
The features and benefits of the Flipkart SBI Credit Card are mentioned in the table below:
Category | Details |
Welcome Benefit | Get a Flipkart voucher worth Rs.250 on paying joining fee. |
Milestone Benefit | Your renewal fee of Rs.500 will be reversed on completing transactions worth Rs.3.5 lakh in the previous year. |
Fuel Surcharge Waiver | Get 1% waiver (up to Rs.400 in a statement cycle) on fuel surcharge on fuel transactions worth Rs.500 up to Rs.4,000 across all fuel stations in India. |
Cashback |
|
Contactless Feature | This credit card is enabled with contactless technology and allows you to complete daily transactions just with a tap. |
Network | Visa and Mastercard |
Cash Access (Worldwide) | Cash can be withdrawn at more than 1 million ATMs all over the world. |
EMI Conversion | Transactions of Rs.2,500 and more can be converted to EMIs. |
Flipkart SBI Credit Card holders also receive an additional Rs.1,000 benefit on their first transaction on Flipkart, over and above the standard welcome benefit, as per the card's detailed terms and conditions.
The Flipkart SBI Credit Card supports Balance Transfer on EMI, letting you transfer outstanding balances from other banks' credit cards onto your Flipkart SBI Credit Card at a lower interest rate and repay them in easy instalments.
You can add family members aged 18 and above, such as your spouse, parents, children or siblings, as add-on cardholders on your Flipkart SBI Credit Card at no additional fee.
The cashback you earn on the Flipkart SBI Credit Card is credited automatically to your card account within 15 days after your statement cycle.
The spend-based renewal fee reversal on the Flipkart SBI Credit Card is processed within 30 days from the date the annual fee is charged.
A Balance Transfer on EMI on the Flipkart SBI Credit Card requires a minimum transfer of Rs.5,000, and you can transfer up to 75% of your available credit limit.
Documents Required to Apply for Flipkart SBI Credit Card
The documents required to apply for the Flipkart SBI credit card are as listed below:
- Identity Proof: Aadhaar Card, Passport, PAN Card, any other government-issued ID.
- Address Proof: Aadhaar Card, PAN Card, Utility Bills or other valid address documents.
- Income Proof: Salary Slips (last 3 months), Recent Bank Statements, Form 16, ITR
- Photographs: Multiple copies of passport-sized photographs
Note: The documents mentioned above are standard requirements. You may be required to submit additional documents to get the credit card.
Fees and Charges for Flipkart SBI Credit Card
The fees and charges for the Flipkart SBI credit card are as listed below:
Category | Charges |
Joining/ Annual Membership Fee | Rs.500 + Applicable Taxes |
Renewal Membership Fee | Rs.500 + Applicable Taxes (Waived off on spending Rs.3.50 lakh or above in the previous year) |
Add-On Card Fee | Nil |
Rate of Interest | 3.75% per month |
SBI Credit Card Customer Care Details
The customer care details are mentioned in the table below:
Customer Care Numbers | 1800 180 1290 / 1860 180 1290/ 39 02 02 02 (with STD code) |
Email ID |
Mastercard vs Visa Network: Key Features and Which to Choose
The two most popular names when choosing a credit card network are Mastercard and Visa. Both networks offer payment solutions that are convenient, secure, and seamless. Even though the main purpose of both networks is the same, the features and perks differ, as mentioned in the table below:
Category | Visa | Mastercard |
Transaction Fee | Depends on the card volume | Charges are based on the global dollar volume |
Payment Technology | Visa PayWave | Mastercard Contactless |
Market Share | Higher when compared to Mastercard | Lower when compared to Visa |
Emergency Assistance | 24/7 travel assistance, emergency card replacement, and roadside assistance | Travel emergency services, stolen or lost card support, and fast card replacement |
The choice of either the Mastercard or Visa network for your credit card will depend on your individual requirements, spending habits, and benefits that will be most useful for your lifestyle. Understanding the features of both these networks will help you make the right choice for your Flipkart SBI Credit Card.
Summary
The Flipkart SBI Credit Card is a co-branded cashback credit card from SBI Card and Flipkart that rewards online shopping on Flipkart, Myntra and Cleartrip. Its key benefits are merchant cashback, a fuel surcharge waiver, EMI conversion and an annual fee that is reversed on qualifying yearly spends. Apply for the Flipkart SBI Credit Card online through BankBazaar to start earning cashback on your everyday purchases.
FAQs on Flipkart SBI Credit Card
1.What is the Flipkart SBI Credit Card?
The Flipkart SBI Credit Card is a co-branded cashback credit card issued by SBI Card in partnership with Flipkart. It is designed for frequent online shoppers and rewards spends on Flipkart, Myntra, Cleartrip and select partner merchants. The current benefits are listed in the Features and Benefits table above
2.What benefits does the Flipkart SBI Credit Card offer?
The Flipkart SBI Credit Card offers merchant-based cashback, a fuel surcharge waiver, EMI conversion, balance transfer on EMI, add-on cards and contactless payments. Cashback rates differ by merchant category and are listed in the Features and Benefits table above.
3.Does the Flipkart SBI Credit Card offer a welcome benefit?
Yes, the Flipkart SBI Credit Card offers a welcome benefit once you pay the joining fee. The value and conditions of the welcome benefit are listed in the Features and Benefits table above and may change with time-bound offers.
4.How does cashback work on the Flipkart SBI Credit Card?
Cashback on the Flipkart SBI Credit Card is earned on eligible spends and is credited automatically to your card account after the statement cycle. Rates differ for Flipkart, Myntra, Cleartrip, select merchants and other eligible spends, and a quarterly cap applies to merchant cashback.
5.Which spends do not earn cashback on the Flipkart SBI Credit Card?
Spends on fuel, rental, government payments, jewellery, insurance, schools and education, gaming and wallet categories do not earn cashback on the Flipkart SBI Credit Card. Transactions converted into EMIs on Flipkart, Cleartrip and Myntra are also excluded. Cashback is not credited on transactions below the minimum amount stated in the Features and Benefits table.
6.Does the Flipkart SBI Credit Card offer a fuel surcharge waiver?
Yes, the Flipkart SBI Credit Card offers a fuel surcharge waiver on eligible fuel transactions at petrol pumps across India. The waiver limits are listed in the Features and Benefits table above.
7.Does the Flipkart SBI Credit Card come with contactless payment technology?
Yes, the Flipkart SBI Credit Card is enabled with contactless technology. This lets you complete everyday payments with just a tap of the card on a compatible reader.
8.Can Flipkart SBI Credit Card transactions be converted into EMIs?
Yes, eligible transactions above a minimum amount can be converted into EMIs on the Flipkart SBI Credit Card. The minimum amount is listed in the Features and Benefits table above, and cashback is not earned on transactions converted into EMIs.
9.Does the Flipkart SBI Credit Card support Balance Transfer on EMI?
Yes, the Flipkart SBI Credit Card supports Balance Transfer on EMI. It lets you move outstanding balances from other credit cards onto your Flipkart SBI Credit Card and repay them in instalments, subject to the card's terms and conditions.
10.Can I get add-on cards with the Flipkart SBI Credit Card?
Yes, you can add eligible family members such as your spouse, parents, children or siblings as add-on cardholders on the Flipkart SBI Credit Card. The add-on card fee is listed in the Fees and Charges table above.
11.Can I withdraw cash using the Flipkart SBI Credit Card?
Yes, the Flipkart SBI Credit Card can be used to withdraw cash at ATMs worldwide. Cash withdrawals attract cash advance charges and interest from the date of withdrawal.
12.What documents are required to apply for the Flipkart SBI Credit Card?
Applying for the Flipkart SBI Credit Card requires identity proof, address proof, income proof and passport-sized photographs. The accepted documents are listed in the Documents Required section above, and the bank may ask for additional documents.
13.What are the fees and charges on the Flipkart SBI Credit Card?
The Flipkart SBI Credit Card has a joining or annual membership fee, a renewal fee and interest on unpaid balances, while the add-on card fee is listed separately. The exact amounts and waiver conditions are listed in the Fees and Charges table above.
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Credit Card Eligibility
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