YES Bank First Business Credit Card

You can earn the following reward benefits with this card: 

1. Earn 16 reward points per Rs. 200 spent on air, hotel, travel and dining expenses. 

1. Earn 8 reward points per Rs. 200 spent on select categories.  

1. Earn 4 reward points on every Rs. 200 spent on other categories 

1. Earn 20,000 reward points each anniversary year by spending Rs.12 lakh or more. Do note that the anniversary year is defined as the 12 months from the date your card was issued or last renewed. 

Eligibility Criteria for YES First Business Credit Card

The eligibility criteria to get a YES First Business Credit Card are as follows:

1. You should be between 21 years and 70 years of age.
2. You should be self-employed, a proprietor, or a partner in a partnership firm.
3. Your minimum income tax return is Rs.10 lakh.

Note: If you already hold a YES BANK Credit Card, you are not eligible for this card. However, existing Mastercard or Visa cardholders can apply for a Virtual RuPay Card if they wish to switch to the RuPay variant.

Documents Required for YES First Business Credit Card

The below listed documents are required to apply for YES First Business Credit Card:

Note: These are the general documents you should keep handy when you apply for a credit card. However, YES Bank can request additional documents if required.

YES First Business Credit Card Fees and Charges

The fees and charges of YES First Business credit card are as follows:

Note: Fuel and toll/bridge transaction charges are applicable from 15 October 2025. 

Yes Bank Customer Care/ Complaints

Credit cards make payments easy for all expenses online and offline while offering various benefits

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