YES Bank POP-CLUB Credit Card

This co-branded credit card is launched in partnership with Pop Club. The value proposition of this co-branded product is jointly funded by YES Bank Ltd and the co-brand partner, based on their financial agreement. As part of this arrangement, both parties may share fees and revenues.

Updated On - 08 Oct 2025
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What is the YES Bank POP-CLUB Credit Card?

The YES Bank POP-CLUB Credit Card is a co-branded credit card, launched in collaboration with Pop Club. This card is designed to offer exclusive rewards and benefits like free Blinkit deliveries, Cleartrip vouchers, PharmEasy and Zomato memberships, etc. 

Offered at zero joining fees and you get welcome perks worth up to Rs.5,000 with this card. The card also supports UPI payments via RuPay and lets you earn POPcoins on every transaction. Backed jointly by YES Bank and Pop Club, this card combines reward points, cashback offers, and special deals, making it a smart choice for individuals who value flexibility, convenience, and tailored benefits.

Yes Bank Pop Club Credit Card
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Features and Benefits for YES Bank POP-CLUB Credit Card

The features and benefits of YES Bank POP-CLUB credit card are as given below: 

  1. Welcome Benefits: With this credit card, you get perks worth Rs.5,000 as welcome benefit. 
  1. Zero Joining Fees: This credit card is offered at zero joining fee. 
  1. Reward Points: Get 500 POPcoins on activating this card. For every Rs.100 spent on online transactions, you earn 10 POPcoins. For every Rs.100 spent on offline transactions, you earn 2 POPcoins. Moreover, you earn accelerated POPcoins on 500+ selected brands via the POPclub app. You will have to link your RuPay Credit Card on POPUPI to earn additional POPcoins. 
  1. Additional Benefits: Get five free deliveries on Blinkit, voucher wrth Rs.750 on Cleartrip, 6-month PharmEasy Plus membership, 3-month Zomato-Gold mini membership, two free bike rides worth Rs.100 every month on Rapido, and Cult Sport voucher worth Rs.500.  
  1. Fuel Surcharge Waiver: This credit card offers a 1% fuel surcharge waiver on fuel transactions up to Rs.10,000. However, a 1% fee plus applicable GST will be charged on every fuel transaction above Rs.10,000. Do note that the total fuel transaction fee is capped at Rs.5,000 per transaction. 
  1. Milestone Benefits: You earn 1500 POP coins on crossing spends worth Rs.1.5 lakh with this credit card. 
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Eligibility Criteria for YES Bank POP-CLUB Credit Card

The eligibility criteria are as mentioned below:

Criteria

Details

Age

Between 21 and 60 years

Employment

Salaried or self-employed

Income Requirement

Minimum net salary of Rs. 25,000 per month or Income Tax Return of Rs.7.5 lakh and above

Eligibility Note

Existing YES BANK Credit Cardholders are not eligible

Documents Required to Apply for YES Bank POP-CLUB Credit Card:

The below-listed documents are required to apply for YES Bank POP-CLUB credit card:  

  1. Valid Income Proof: Bank Statements, Salary Slips (not more than three months old), ITR, Form 60, etc.  
  1. Valid Identity Proof: Aadhaar card, Passport, Ration Card, etc.  
  1. Valid Address Proof: Electricity Bill, Telephone Bill, Driving Licence, etc.  
  1. PAN Card  
  1. Multiple copies of passport sized photographs  

Note: The below-listed documents are in general, and the bank may request additional documents based on your application and internal policies. 

Fees and Charges for YES Bank POP-CLUB Credit Card

Fees and charges for the YES BANK POP-CLUB Credit Card is mentioned below:

Particulars

Fees and Charges

Joining Fee

Nil

Annual Membership Fee (Renewal)

Rs. 399 + applicable taxes (waived if Rs. 1,50,000 spend condition is met in the card anniversary year)

Interest Rate

3.99% per month (47.88% annually) on Revolving Credit, Cash Advances, and Overdue Amounts

Rental Transaction Charges

For transactions up to Rs.1,000, a fee of 1% of the transaction value or Re.1 will be charged 

For transactions above Rs.1,000, a fee of 1% of the transaction value or Rs.199, whichever is higher will be charged 

Note: Number of transactions is capped at five per 30 days  

Wallet Transaction Charges

1% of the transaction value or Rs. 1 (whichever is higher) for transactions above Rs. 1

Utility Charges

1% + applicable GST for utility spends above Rs. 15,000 per month; fee capped at Rs. 3,000 per month

Education Fee Payment Charges

1% + applicable GST for education transactions via third-party platforms (CRED, PhonePe, etc.); fee capped at Rs. 5,000 per month

Fuel Transaction Charges

The total fuel transaction fee is capped at Rs.5,000 per transaction.

Note: The fees and charges mentioned above are as of 3 October 2025 and are subject to change at the discretion of YES Bank. 

How to Apply for YES BANK POP-CLUB Credit Card

You can apply for the YES BANK POP-CLUB Credit Card online or offline:

Online Application:

Follow the steps given below to submit an online application for YES Bank POP-CLUB credit card:  

  1. Step 1: Visit YES Bank's official website and search for the YES BANK POP-CLUB Credit Card or directly click on this link.
  2. Step 2: Enter your name as it appears on your Aadhaar Card, along with your date of birth and mobile number.
  3. Step 3: Click the 'Apply Now' button.
  4. Step 4: Follow the on-screen instructions to complete the application process.
  5. Step 5: Upon completion, you will receive a confirmation message regarding your application.

Offline Application:

Follow the steps given below to submit an offline application for YES Bank POP-CLUB credit card: 

  1. Step 1: Visit your nearest YES Bank branch with all the required documents.
  2. Step 2: Fill out the application form available at the branch.
  3. Step 3: Submit the form along with your documents for verification.
  4. Step 4: If all details are correct after verification, your application will be approved, and the POP-CLUB Credit Card will be mailed to your registered address.

YES BANK POP-CLUB Credit Card Grievance Redressal

Customer Support:

  1. If dissatisfied with YES BANK's services or responses, cardmembers can:
  2. Call 1860 210 1200 or 1800 1200 (toll-free) 
  3. Email: yestouchcc@yesbank.in.

Escalations:

  1. Contact YES BANK's Principal Nodal Officer: Mr. Vikas Bindal.
  2. Address: YES BANK Ltd, YES BANK House, Off Western Express Highway, Santacruz East, Mumbai – 400055.
  3. Email: principal.nodalofficer@yesbank.in.
  4. Phone: 022 3948 9374 (Available Monday to Friday, 9:30 AM – 5:30 PM).
  5. For issues related to mis-selling or harassment by a bank representative, call 022 3948 9374.

Banking Ombudsman:

  1. If no response is received within one month or the cardmember is dissatisfied, they can escalate the issue to the Banking Ombudsman.
  2. Details on the Banking Ombudsman scheme are available on the RBI's grievance redressal webpage: www.rbi.org.in.

Yes Bank Customer Care/ Complaints

FAQs on YES Bank POP-CLUB Credit Card

  • What are POPcoins?

    POPcoins are a loyalty currency available on the POPclub website, mobile app, and partner websites.

  • What is the minimum transaction value to earn POPcoins with the YES BANK POP-CLUB Credit Card?

    You can start earning POPcoins on transactions valued at Rs. 100 or more.

  • How can I earn more POPcoins?

    You can earn POPcoins through various transactions: receive 10 POPcoins for every Rs. 100 spent online, with an additional five POPcoins for each Rs. 100 spent on the POP Club App. For offline purchases, you earn two POPcoins per Rs. 100 spent, plus an extra five POPcoins for every Rs. 100 spent using UPI on the POP Club App with your POPclub Credit Card.

  • When will POPcoins be credited to my account?

    POPcoins are credited after your monthly credit card statement is generated.

  • What is the validity of POPcoins?

    POPcoins are valid for 365 days (one year) from the date they are credited.

  • How can I use my POPcoins?

    POPcoins offer several redemption options: you can use them to receive direct discounts on purchases through the POPclub app, buy samples or trial packs from the 'minis' section within the app, or exchange them for exclusive deals available on the POPclub app. Additionally, POPcoins can be used to obtain discounts while shopping with over 100 direct-to-consumer (D2C) brands partnered with POPcoins.

  • What is the annual fee for the YES BANK POP-CLUB Credit Card, and are there any special offers?

    If you spend more than Rs. 1.5 lakh annually, the annual fee is waived, and you'll receive an additional 1500 POPcoins. If your spending is below Rs. 1.5 lakh annually, the annual fee is Rs. 399 plus taxes, and you'll get 400 POPcoins as cashback.

  • Where can I check my POPcoins balance and transaction history?

    You can view your POPcoins balance by logging into the POPclub app and clicking on the coins section at the top right corner or through the POPclub website.

  • What should I do if I am dissatisfied with YES BANK's services or have a dispute regarding my credit card transactions?

    If dissatisfied with YES BANK's services, contact customer support on 1860 210 1200 or 1800 1200 (toll-free)  or email yestouchcc@yesbank.in.   

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