This co-branded credit card is launched in partnership with Pop Club. The value proposition of this co-branded product is jointly funded by YES Bank Ltd and the co-brand partner, based on their financial agreement. As part of this arrangement, both parties may share fees and revenues.
The YES Bank POP-CLUB Credit Card is a co-branded credit card, launched in collaboration with Pop Club. This card is designed to offer exclusive rewards and benefits like free Blinkit deliveries, Cleartrip vouchers, PharmEasy and Zomato memberships, etc.
Offered at zero joining fees and you get welcome perks worth up to Rs.5,000 with this card. The card also supports UPI payments via RuPay and lets you earn POPcoins on every transaction. Backed jointly by YES Bank and Pop Club, this card combines reward points, cashback offers, and special deals, making it a smart choice for individuals who value flexibility, convenience, and tailored benefits.
The features and benefits of YES Bank POP-CLUB credit card are as given below:
The eligibility criteria are as mentioned below:
Criteria | Details |
Age | Between 21 and 60 years |
Employment | Salaried or self-employed |
Income Requirement | Minimum net salary of Rs. 25,000 per month or Income Tax Return of Rs.7.5 lakh and above |
Eligibility Note | Existing YES BANK Credit Cardholders are not eligible |
The below-listed documents are required to apply for YES Bank POP-CLUB credit card:
Note: The below-listed documents are in general, and the bank may request additional documents based on your application and internal policies.
Fees and charges for the YES BANK POP-CLUB Credit Card is mentioned below:
Particulars | Fees and Charges |
Joining Fee | Nil |
Annual Membership Fee (Renewal) | Rs. 399 + applicable taxes (waived if Rs. 1,50,000 spend condition is met in the card anniversary year) |
Interest Rate | 3.99% per month (47.88% annually) on Revolving Credit, Cash Advances, and Overdue Amounts |
Rental Transaction Charges | For transactions up to Rs.1,000, a fee of 1% of the transaction value or Re.1 will be charged For transactions above Rs.1,000, a fee of 1% of the transaction value or Rs.199, whichever is higher will be charged Note: Number of transactions is capped at five per 30 days |
Wallet Transaction Charges | 1% of the transaction value or Rs. 1 (whichever is higher) for transactions above Rs. 1 |
Utility Charges | 1% + applicable GST for utility spends above Rs. 15,000 per month; fee capped at Rs. 3,000 per month |
Education Fee Payment Charges | 1% + applicable GST for education transactions via third-party platforms (CRED, PhonePe, etc.); fee capped at Rs. 5,000 per month |
Fuel Transaction Charges | The total fuel transaction fee is capped at Rs.5,000 per transaction. |
Note: The fees and charges mentioned above are as of 3 October 2025 and are subject to change at the discretion of YES Bank.
You can apply for the YES BANK POP-CLUB Credit Card online or offline:
Online Application:
Follow the steps given below to submit an online application for YES Bank POP-CLUB credit card:
Offline Application:
Follow the steps given below to submit an offline application for YES Bank POP-CLUB credit card:
Customer Support:
Escalations:
Banking Ombudsman:
Yes Bank Customer Care/ Complaints
POPcoins are a loyalty currency available on the POPclub website, mobile app, and partner websites.
You can start earning POPcoins on transactions valued at Rs. 100 or more.
You can earn POPcoins through various transactions: receive 10 POPcoins for every Rs. 100 spent online, with an additional five POPcoins for each Rs. 100 spent on the POP Club App. For offline purchases, you earn two POPcoins per Rs. 100 spent, plus an extra five POPcoins for every Rs. 100 spent using UPI on the POP Club App with your POPclub Credit Card.
POPcoins are credited after your monthly credit card statement is generated.
POPcoins are valid for 365 days (one year) from the date they are credited.
POPcoins offer several redemption options: you can use them to receive direct discounts on purchases through the POPclub app, buy samples or trial packs from the 'minis' section within the app, or exchange them for exclusive deals available on the POPclub app. Additionally, POPcoins can be used to obtain discounts while shopping with over 100 direct-to-consumer (D2C) brands partnered with POPcoins.
If you spend more than Rs. 1.5 lakh annually, the annual fee is waived, and you'll receive an additional 1500 POPcoins. If your spending is below Rs. 1.5 lakh annually, the annual fee is Rs. 399 plus taxes, and you'll get 400 POPcoins as cashback.
You can view your POPcoins balance by logging into the POPclub app and clicking on the coins section at the top right corner or through the POPclub website.
If dissatisfied with YES BANK's services, contact customer support on 1860 210 1200 or 1800 1200 (toll-free) or email yestouchcc@yesbank.in.
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