YES Bank Rio RuPay Credit Card

1. Lifetime Free Credit Card: The YES Bank Rio RuPay credit card is offered at zero joining and renewal fee, which makes it a perfect choice for first-time card users.

1. Lounge Access: This credit card also offers up to two complimentary domestic airport lounge access every quarter. 

1. Fuel Surcharge Waiver: With YES Bank Rio RuPay credit card offers a 1% fuel surcharge waiver on fuel transactions up to Rs.10,000. However, a 1% fee plus applicable GST will be charged on every fuel transaction above Rs.10,000. Do note that the total fuel transaction fee is capped at Rs.5,000 per transaction.

1. Work Everywhere: You can complete UPI transactions, online or offline transactions, using the Rio RuPay credit card. 

Eligibility Criteria to Apply for YES Bank Rio RuPay Credit Card:

The eligibility criteria to apply for YES Bank Rio RuPay credit card are as listed below: 

1. The applicant should be between 21 and 60 years of age. 

1. The applicant should be either a salaried employee or self-employed. 

1. The applicant should earn a net salary of Rs.25,000 per month or should have an Income Tax Return (ITR) of Rs.7.5 lakhs or above. 

  Note: Existing YES Bank credit cardholders are not eligible to apply for the Rio RuPay card   

Documents Required to Apply for YES Bank Rio RuPay Credit Card:

The documents required to apply for YES Bank Rio credit card are as given below:

1. Valid Income Proof: Bank Statements, Salary Slips (not more than three months old), ITR, Form 60, etc. 

1. Valid Identity Proof: Aadhaar card, Passport, Ration Card, etc. 

1. Valid Address Proof: Electricity Bill, Telephone Bill, Driving Licence, etc. 

1. PAN Card 

1. Multiple copies of passport sized photographs 

Note: The below-listed documents are in general, and the bank may request for additional documents based on your application and internal policies. 

Fees and Charges of Rio RuPay Credit Card

The following are the fees and charges that needs to be paid to avail Rio RuPay credit card services:

Note: The fees and charges mentioned above are as of 3 October 2025 and are subject to change at the discretion of YES Bank. 

YES Bank Rio RuPay Credit Card Customer Care:

YES Bank is known for its customer service. If you have any issues or grievances related to the YES bank credit card, you can reach out the below listed numbers: 

1. For general queries (within India): 1860 210 1200  and 1800 1200 (toll-free, available between 8 a.m. to 8 p.m.) 

1. You can also mark a mail on yestouch@yesbank.in  

1. For credit card specific concerns, you can mark a mail on yestouchcc@yesbank.in 

1. For issues related to mis-selling or harassment by a bank representative, call on 022-68937300 (Between 8 a.m to 8 p.m.) 

1. You can also mark a mail on ccsalescompliants@yesbank.in 

1. For credit card closure, you can mark a mail on creditcard.closure@yesbank.in 

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